ToolsCharge-Out
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Charge-Out Rate Calculator
The hourly rate you need so the wage you want is left after super, overheads and unbilled time — then your margin on top. Charging your "wage" as your rate is the classic way to go broke.
About this tool
This calculator works out the hourly rate an Australian sole trader or subbie actually needs to charge — starting from the wage you want, then adding super, overheads and unbilled time before your margin. It's built to stop "charging your wage" as your rate, which is a fast way to go broke.
How to use it
- Enter the annual wage you want to end up with.
- Add superannuation, overheads and expected billable hours.
- Add your margin on top of the break-even figure.
- Read the calculated hourly charge-out rate.
FAQ
Is the calculator itself free?
Yes — working out your rate is free and unlimited.
What does Pro add here?
Printing and saving as PDF are free with a small vishvaddi.com footer; Pro prints without the footer.
Is my financial information uploaded?
No — every figure is calculated locally in your browser.
Is this financial advice?
No — it's a planning calculator; check your numbers against your own accounting for tax and super obligations.
Estimates only — set your own overheads and check tax/super with your accountant. Build a unit rate →